No one expects to get hurt at work, but accidents happen—even in the safest places. Whether you slipped on a wet floor or hurt your back lifting something heavy, knowing what to do right after the injury can make a big difference.
Massachusetts is a state in the New England region of the Northeastern United States. In Massachusetts, workplace injuries are more common than many think. According to the U.S. Bureau of Labor Statistics, over 63,000 workplace injuries and illnesses were reported in the state in just one recent year.
Many workers don’t get the help they deserve because they don’t know their rights. Often, people are afraid to report an injury or don’t understand the system. This is where a workers’ compensation lawyer can help, especially if your injury is severe or your claim gets denied.
Let’s get going:
1. Report the Injury Immediately
If you get injured at work, tell your employer right away. This should be the first thing you do—even if the injury seems small. In Massachusetts, you have 30 days to report a workplace injury. Waiting too long can hurt your chances of getting benefits. Tell your supervisor, manager, or someone in charge. Explain how the injury happened, when, and what parts of your body were hurt.
2. Get Medical Help
Go to a doctor as soon as you can. Don’t try to tough it out or wait for the pain to go away. Seeking medical care demonstrates that you were injured and supports your case. In Massachusetts, your employer may send you to a doctor for your first visit, but after that, you can choose your doctor. Keep all your medical records, doctor’s notes, and bills. These will help prove your injury later.
3. Know Your Rights Under Massachusetts Workers’ Compensation
Massachusetts law says that workers’ compensation insurance covers most workers. This insurance helps pay for your medical care, lost wages, and other costs after a work injury. You don’t need to prove that your boss did something wrong. If the injury happened at work, you may be covered. Workers’ comp can help with:
- Doctor visits and hospital stays
- Prescription medicine
- Lost wages if you can’t work
- Long-term disability if the injury is serious
The state agency responsible for handling these claims is the Department of Industrial Accidents (DIA).
4. File a Workers’ Compensation Claim
If your injury keeps you out of work for five or more days, your employer must file a report with the insurance company. But sometimes, they don’t. If that happens—or if you want to take control—you can file a claim yourself. You must complete Form 110 – Employee Claim and send it to the DIA. Remember to include doctor’s notes, bills, and proof of missed work. Keep copies of everything you send.
5. If Your Claim Is Denied
Some workers receive a letter stating that their claim has been denied. Don’t panic—this happens often. The insurance company may say your injury didn’t happen at work or it’s not severe enough. If your claim is denied, you can appeal. The DIA has a process in place for this, but it can be challenging to understand without assistance. This is another reason why working with a lawyer is a good idea.
6. Talk to a Workers’ Compensation Attorney
A lawyer who understands Massachusetts workers’ comp laws can guide you through the system. They can speak with the insurance company, help gather evidence, and even represent you in hearings. If your claim is denied or delayed or your injury is severe, a lawyer can help you get the benefits you deserve. Many offer free consultations, and they only get paid if you win your case.
7. Common Mistakes to Avoid
Even small mistakes can hurt your case. Here are things to avoid:
- Not reporting the injury on time
- Skipping doctor’s visits or not following medical advice
- Posting about your injury on social media
- Agreeing to a settlement without knowing what it’s worth
8. Where to Get More Help
For more information, visit the Massachusetts Department of Industrial Accidents website. You can also find free legal aid services if you can’t afford a lawyer. Many worker advocacy groups in the state also offer support and education.
The Final Say!
Being injured on the job can be a stressful experience. But knowing what to do can protect your health, paycheck, and future. Massachusetts has laws to protect you—make sure you use them.
